Intro

It's time for a reality check ...

Maybe we’ve reached the point of diminishing astonishment.

But I suspect that much of what we’re hammered with every day really doesn’t make much of an impact on most of us anymore. We’ve heard the same stories too often. We’ve been exposed to the same issues for so long without any meaningful resolution. We recognize that reality is rapidly becoming malleable, primarily in the hands of whoever has the biggest microphone. How else can we explain a society where myth asserts itself as reality, based entirely how many hits it gets online?

We know that many of the “issues” as defined are pure crapola, hyped by politicians on both sides pandering to “the will of the people,” which is still more crapola. Inevitably, it’s not the will of all the people they reflect, but the will of relatively small groups of people with disproportionate political influence.

Nobody wants to face up to the realities of the issues. Nobody wants to say what’s right or wrong – even when it’s obvious and there are numbers to back it up. Most of us are afraid to bring up the realities for fear of being accused of being insensitive or downright mean.

So we say nothing. Until now.

It’s time for a reality check on the fundamentals – much of which is common knowledge to many of us, already. But it might be comforting to know you are not alone …

Monday, April 6, 2020

Welcome to the weasel wonderland (Part 2) ...

Recently I wrote about the insanity of the payouts to every American through the recent “stimulus” bill. These were sold to the public as essential to help those out of work because of the pandemic. But then it also turns out these will go as well to people still fully employed – including Federal, state and local government employees, to whom this is just an unwarranted windfall at taxpayer expense.

And nobody in the media covered this. I wonder why …     

These cash payments were also supposed help the economy and hard-hit businesses by putting a lot of extra spending money into the pockets of every American; money they could quickly spend giving an instant boost to an economy flat on its butt.  

Except for one important thing:  The reason these businesses are hard-hit is because they were ordered to close or severely curtail operations by the geniuses in DC and then laid off most of their employees as a result.  Big employers such as Disney, Universal, and other theme parks, as well as the cruise lines, airlines, restaurant and hotel chains, and many other retail and hospitality employers aren’t open. 

So there are not enough places and businesses at the moment that would normally suck up the extra spending money; certainly not enough that could suddenly employ enough people to make a significant difference. The extra cash sent out will probably be saved by most recipients.  

As infinitely dumb as all this is, it gets worse under the guise of helping the unemployed make ends meet before their jobs come back.  We are sweetening unemployment comp by as much as $600 a week on top of whatever their state provides, making it more attractive for some people to want to be unemployed, and less attractive to go back to work until those benefits run out. 

Which will keep the unemployment rate artificially high long after the jobs are back.  And which is precisely what we saw when we last extended unemployment benefits – a large number of recipients didn’t even bother to look for a job until their benefits were about to be cut.   

We’re also broadening who can collect unemployment. Now you won’t even need to have lost a real full-time job to collect benefits.  You can be a part-time worker. You can be a Lyft or Uber driver, or deliver for DoorDash, making a few extra bucks on the side.  You can be a self-employed dog walker or aromatherapy consultant, phrenologist.  Or whatever.  Think about that. 

In what world did some elected or appointed buffoon not see the insanity of this? Who did not see how a whole host of part-time and “self-employed” people and “gig” workers would game the system? Jesus, are the people in Congress really that stupid, that naïve?

I withdraw the question. It’s obvious.   

It’s probably more likely they just didn’t give a rat’s ass about preventing massive fraud because it would help them politically. 

Yes, in case you missed this, part-time workers, “freelancers,” others who claim to be “self-employed,” off-the-books contractors and landscapers, independent dog walkers, and Uber and Lyft drivers – essentially all the people who already didn’t have a full-time job to lose – are now eligible to collect unemployment. How’s that work again?  How does anyone calculate the wages they’ve lost from jobs they didn’t have?  Just take their word for it?  Sure, that makes sense. 

One way would be to require them to show tax returns for a recent year or so, or submit a simplified return, which is the current plan. That makes perfect sense. 

But Democrats in Congress and elsewhere are arguing that showing tax returns shouldn’t be a requirement because some seniors on SSI and some on disability aren’t required to file annual tax returns, so they don’t bother to file.    

Well so do a lot of off-the-books weasels and deadbeats who should be reporting their income and filing, but don’t.  There are also those who don’t work at all that will suddenly “remember” working for an imaginary “business” that failed, just to get unemployment benefits.  I think that’s who Democrats want to protect. 

Democrats aren’t interested in closing that gaping loophole; they want everyone, worthy or not, to get lots of free money. Mainly so they can take credit for it around the 2020 elections.    

I’ll wager the majority of these newly eligible people haven’t even filed returns for years, or if they did they grossly underreported income – which would significantly lower any unemployment comp they’d receive. Either way, they haven’t been paying their “fair share” of taxes. 

Where do you think the people in Optima Tax Relief commercials come from?  You know, the ones who say they owed the IRS thousands in back taxes for years? They’re just the ones who got caught. In addition to the usual deadbeats who “forgot” to pay taxes, there are millions more running off-the-books businesses – like catering, bookkeeping, decorating, or lawn services, for example – out of their homes and not reporting a dime of income to the IRS. 

If they provided a service to a regular business, they may have gotten a 1099 along the way, which alerts the IRS.  But not always.  If they do work for a residential customer or another sole proprietor, probably not. That’s one of the perks for them – they get to keep everything; Uncle Sam gets bupkis most of the time.  So now we are going to pay unemployment comp to people who usually don’t pay much if anything into it?

Believe it or not, that’s the plan. 

That’s why in a moment of karmic justice, it’s important to require them to show a tax return to collect anything. All these years they’ve skated and stayed below the radar. I know people like this – people with no discernable regular income who live quite well. Chances are you do, too. 

I also have first-hand experience with people collecting unemployment comp and continuing to earn a lot of money off the books on the side. I had to fire an employee one time, years ago, and he immediately filed and got unemployment comp, even though I fired him for cause. He used the income from unemployment to finance a new company he was starting.  Even after that new company was up and running, he continued to collect unemployment until his benefits ran out.

He didn’t need the extra money, but as long as he could get it, he would. 

Which is my point all along: nobody leaves free money on the table.  This new plan to help the unemployed could have been handled easily within current unemployment benefit qualification rules in place by each state. Although I believe it’s unnecessary, the $600 per week bump in benefits would have been okay for a little while, like a couple of months. 

But expanding who can qualify – and then fighting against any form of verification, like demanding a tax return to prove earnings – is simply ridiculous, wasteful, and an invitation to widespread fraud. And a lot of people will gladly accept that invitation.  

Next up: Saving businesses that aren’t really businesses.

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